Did you know that nearly 54,000 non-construction laborers were injured or suffered workplace related illness in 2011 according to the U.S. department of Labor. Despite statistics such as this one people don’t think it can happen to them but accidents are fairly common and the best way to manage situations such as these is to be prepared. A lot of people get lost in what is covered, what isn’t covered, and under what conditions.
Policies can be confusing and it is common to purchase a policy and then “forget about it.” Three things can that help deal with an auto, home or workplace accident are understanding the policy, having the right tools on hand, and knowing the steps to take immediately following an accident. If the proper steps are not taken or the details of the policy are not known then this can make it more difficult for the policyholder and the insurance company. This can lead to a long difficult road to getting everything squared away.
As an independent insurance agency it is our job to provide guidance on how to safeguard your business from accidents and understanding that they can occur. It is also our job on to prepare you in order to minimize their negative effects. Our “Insurance Confidence Kit” helps you evaluate your policies, prepare yourself, and your business with the right tools and take smart steps should an accident occur.
By: Niklas Almström, Insurance Advisors
Download our “Insurance Confidence Kit”