10 Qualities That Make a Great Leader

Qualities of a Leader| Insurance AdvisorsWhile finding a new and unique idea is rare enough; the ability to successfully execute this idea is what separates the dreamers from the entrepreneurs.

Here are some key qualities that every good leader should possess, and learn to emphasize.

  1. Honesty.  Whatever ethical plane you hold yourself to, when you are responsible for a team of people, it’s important to raise the bar even higher. Your business and its employees are a reflection of yourself, and if you make honest and ethical behavior a key value, your team will follow suit.
  2. Ability to Delegate.  It’s important to remember that trusting your team with your idea is a sign of strength, not weakness. Delegating tasks to the appropriate people is a crucial skill o develop as your business grows. The emails and tasks will begin to pile up, and the more you stretch yourself thin, the lower the quality of your work will become, and the less you will produce. The key to delegation is identifying the strengths of your team and capitalizing on them.
  3. Communication. Knowing what you want accomplished may seem clear in your head, but if you try to explain it to someone else and are met with a blank expression, you know there is a problem.  You may want to focus on honing your communication skills. If you can’t relate to your team, you won’t all be working towards the same goal.
  4. Sense of Humor. Morale is linked to productivity, and it’s your job as the team leader to instill a positive energy. That’s where your sense of humor will pay off. This helps to keep a healthy and happy work environment, in which your employees look forward to working, rather than dreading it.
  5. Confidence.  Part of your job as a leader is to put out fires and maintain the team morale. Keep your confidence level by staying calm and confident, and your team will take your cue.
  6. Commitment. If you expect your team to work hard and produce quality content, you’re going to need to lead by example. Once you have gained the respect of your team, they are more likely to deliver the peak amount of quality work possible.
  7. Positive Attitude.  Keep everyone motivated towards the continued success of the company, and keep energy levels up. The office mood should be a fine balance between productivity and playfulness.
  8. Creativity. It’s important to think outside the box. Some decisions will not be so clear-cut.
  9. Intuition. Drawing on past experience is a good reflex; eventually though, you need to depend on your gut instinct for answers. Learn to trust yourself.
  10. Ability to Inspire.  Make your team feel invested in the accomplishments of the company. Acknowledge the work that everyone has dedicated and commend the team on each of their efforts. It’s your job to keep spirits up, and that begins with an appreciation for the hard work.


Travel Trailer Insurance

Travel Trailer Insurance by Insurance AdvisorsDon’t let your adventure be interrupted with worry. Your auto or homeowners policy may not adequately cover your travel trailer and surroundings. Lucky for you, your Insurance Advisors Agent can help you choose the right policy for your travel trailer, so you can go out and enjoy the outdoors while someone else takes care of the paperwork!

Comprehensive Coverage

This is included with our travel trailer policies and is not automatically included in your typical auto insurance policy. This provides protection from just about any direct, sudden, and accidental loss including collision, fire, smoke, floods, landslides, hail, windstorms, animals, vandalism, low branches or overhangs, theft and lightning. Foremost also includes coverage for attached accessories including awnings, satellite dishes, and TV antennas. Some c overages are optional and subject to company approval.

Total Loss Replacement Coverage

This option can save you literally thousands of dollars when compared to typical auto policies which pay only the Actual Cash Value of your travel trailer at the time it’s destroyed. You are protected from the effects of depreciation if your new-model travel trailer is destroyed within its first five model years and  you are the original owner.

Additionally your personal belongings are covered for replacement cost as well. Talk to your agent about details.

Emergency Expenses Coverage

Pays for lodging or travel home if your rig is damaged or destroyed by a covered loss more than 50 miles away from home.

Towing and Roadside Assistance

“TraveLine” eliminates the hassle of buying a separate towing plan. Towing, jump starts, roadside service etc. are just a toll-free phone call away.

Campsite/Vacation Liability Coverage

Provides liability coverage when you are parked and using your travel trailer as a residence, typically seasonally or weeks at a time.

Full-Timer Coverage

This is a coverage very similar to a homeowners insurance policy. This option also covers you when you are parked and using your fifth-wheel as a residence for extended periods of time.

Stationary Travel Trailer Program

This option gives you extensive comprehensive contents coverage if you use your travel trailer as a seasonal or permanent residence.

If you are a “snowbird” or just traveling to enjoy the fall colors – Contact Insurance Advisors if you have any questions.

Source: Foremost Insurance Group

Closing Your Summer Home

Summer Home| Cabin10 Things To Do When Closing Your Summer Home

If you own a cabin or summer home, this is the time of year to close the property for the season. The list below offers a number of things to consider when shutting down your vacation home for the winter:

  1. Inspect your property. Take a walk around the inside and outside of your property to see if anything has been damaged. Create a checklist based of what you find and decide if it’s something that should be fixed now or when you open your home next spring. Items to inspect include your roof, chimney, eaves troughs, siding, foundation, trees that are leaning over your property, and out buildings.
  2. Turn off the water. Turn off the water at the main supply point to prevent freezing pipes. Even if you keep your home heated during the winter, this is important in case your furnace fails or the power goes out.
  3. Open your faucets and drain all water lines, including your appliances. Even if you turn off the main water supply into the home. It’s also important to drain the excess water from the water lines that run your appliances, sinks, and toilets.
  4. Temperature monitoring system. If you heat your home during the winter, consider purchasing a temperature-monitoring system.  Some of them send e-mail alerts if the temperature in the home drops below 55 degrees.
  5. Water flow monitoring systems. If you choose to leave your water on during the winter, consider purchasing a water flow monitoring system. This attaches to your water main and protects your entire house. The system works by measuring water flow into your house, and detects continuous water flow beyond the normal starting and stopping of your every day appliances, it stops the water flow automatically.
  6. Empty and clean your appliances.  Remove all food from the refrigerator and leave freezer doors slightly ajar to prevent mold and mildew growth. Clean your oven and wipe it down with disinfectant. If you have a washer and dryer, disconnect the hoses and unplug them. Consider running a normal cycle of vinegar or whatever is recommended by the manufacturer of the washer. Drain your water heater.
  7. Store outdoor furniture in a locked garage or shed.
  8. Create a home inventory.  You may want to consider installing a security system.
  9. Inspect your fireplace and have the chimney cleaned.
  10. Partner with your neighbors or local police. If you have neighbors or friends who live near your summer home all year round, consider asking them to check on your home periodically.

 Source:  West Bend Cares Blog 9/13

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