If you are considering purchasing any type of camper, motor home, travel trailer or fifth wheel you will want to make sure you have the right insurance for it.
You may be able to bundle your recreational vehicle with your home or auto insurance policy, but it might not give you enough coverage.
RV insurance provides coverage on Class A, B, and C motor-homes, camper vans, and motor coaches. Your insurance agent can also provide you with RV insurance for your travel trailer, fifth wheel and pop-up camper. Inform your agent if your RV is stationary on a lot or piece of land year round.
Types of coverage offered are:
- Comprehensive and Collision
- Total Loss Replacement
- Emergency Expenses
- Towing and Roadside Assistance
- Campsite/Vacation Liability
- Full Time and Stationary Travel Trailer Program
For all your RV insurance needs contact Insurance Advisors, Inc.
What’s The Best Car For A First Time Driver?
Parents who are car shopping for teen drivers know that deciding which factors to prioritize can be difficult. The goal is to make the most sensible choice. You will need to consider three factors above all others: safety, reliability, and true cost to own. Auto insurance is the first element of added cost because of the experience and risk factor. The second cost is related to maintenance and reliability.
Things To Consider
The size of your teen’s vehicle plays a significant role in its overall safety. Parents should avoid the smallest vehicle, since even a subcompact with the best crash test scores won’t provide as much collision protection as a large vehicle. Parents should avoid the largest vehicles as well, since these can be difficult to maneuver for new drivers. Midsize cars are best because of their ideal mix of crash protection and maneuverability. AAA recommends that parents avoid SUVs when shopping for teens, saying that the vehicles are “more prone to roll over in extreme driving conditions.” The newer models are safer than older ones because they offer stability control.
Four-cylinder engines offer adequate power, but not so much that they’re likely to tempt teen drivers into engaging in risky behavior. “Teens overestimate their skills and underestimate the risks of driving, so choose a vehicle accordingly. Driving behavior is the most crucial factor affecting your teen driver’s safety behind the wheel. Still, it’s clear a safe vehicle fosters a safer driving experience.
The 2009-2013 models listed below all offer top crash test scores and low TCO (True Cost to Own). And, all used models appear on CarMD’s Vehicle Health Index, which means they rank among the top 10 percent of all vehicles on the road when it comes to dependability.
- 2009 Honda Accord
- 2009 Toyota Camry
- 2010 Chevrolet Malibu
- 2010 Volkswagen Jetta
- 2011 Hyundai Sonata
- 2012 Honda Accord
- 2012 Hyundai Sonata
- 2012 Toyota Camry
- 2012 Volkswagen Jetta
- 2013 Chevrolet Malibu