MN Auto Insurance: Pet Car Insurance

A Peace Of Mind With Fluffy In The Car

Pet Auto Insurance

Some auto insurers are providing motorists with a little more peace of mind when they’re behind the wheel with Fido or Fluffy. Special car insurance helps cover the cost of care if pets are injured in an auto accident.

 

This isn’t pet health insurance which covers a pet that needs treatment at a veterinarian’s office. Instead an auto insurer’s pet-injury coverage typically kicks in if a pet is traveling in your car, is injured in an accident and needs veterinary care. Some policies also pay out if the pet is killed in a crash. (Also be aware that pet owners can take precautions to keep their pets safer in cars.)

Progressive was the first car insurance company to offer pet coverage, starting in 2007. Other car insurance companies have followed suit. If you are shopping for a car insurance plan that covers pets, be aware that coverage varies by insurer.

Tips for traveling by car with pets

Cats should be in a cage or in a special carrier to allow them to feel secure and prevent them from crawling under your feet while you’re driving.

A dog that must ride in a truck bed should be in a protective kennel that is fastened to the truck bed. Dogs riding in a car should not ride in the passenger seat if it equipped with an airbag, and should not be allowed to sit on the driver’s lap.

Harnesses, tethers and other accessories to secure pets during car travel are available at most pet stores.

Pets should not be allowed to ride with their heads outside car windows. Particles of dirt or other debris can enter the eyes, ears and nose, causing injury or infection.

Insurance Advisors, Inc.

Sources: http://money.msn.com/auto-insurance
American Veterinary Medical Association