RV Insurance

If you are considering purchasing any type of camper, motor home, travel trailer or fifth wheel you will want to make sure you have the right insurance for it.

You may be able to bundle your recreational vehicle with your home or auto insurance policy, but it might not give you enough coverage.

RV insurance provides coverage on Class A, B, and C motor-homes, camper vans, and motor coaches.  Your insurance agent can also provide you with RV insurance for your travel trailer, fifth wheel and pop-up camper. Inform your agent if your RV is stationary on a lot or piece of land year round. Bundles the insurance penguin next to a RV.

Types of coverage offered are:

  • Comprehensive and Collision
  • Total Loss Replacement
  • Emergency Expenses
  • Towing and Roadside Assistance
  • Campsite/Vacation Liability
  • Full Time and Stationary Travel Trailer Program

For all your RV insurance needs contact Insurance Advisors, Inc.

Travel Trailer Insurance

Travel Trailer Insurance by Insurance AdvisorsDon’t let your adventure be interrupted with worry. Your auto or homeowners policy may not adequately cover your travel trailer and surroundings. Lucky for you, your Insurance Advisors Agent can help you choose the right policy for your travel trailer, so you can go out and enjoy the outdoors while someone else takes care of the paperwork!

Comprehensive Coverage

This is included with our travel trailer policies and is not automatically included in your typical auto insurance policy. This provides protection from just about any direct, sudden, and accidental loss including collision, fire, smoke, floods, landslides, hail, windstorms, animals, vandalism, low branches or overhangs, theft and lightning. Foremost also includes coverage for attached accessories including awnings, satellite dishes, and TV antennas. Some c overages are optional and subject to company approval.

Total Loss Replacement Coverage

This option can save you literally thousands of dollars when compared to typical auto policies which pay only the Actual Cash Value of your travel trailer at the time it’s destroyed. You are protected from the effects of depreciation if your new-model travel trailer is destroyed within its first five model years and  you are the original owner.

Additionally your personal belongings are covered for replacement cost as well. Talk to your agent about details.

Emergency Expenses Coverage

Pays for lodging or travel home if your rig is damaged or destroyed by a covered loss more than 50 miles away from home.

Towing and Roadside Assistance

“TraveLine” eliminates the hassle of buying a separate towing plan. Towing, jump starts, roadside service etc. are just a toll-free phone call away.

Campsite/Vacation Liability Coverage

Provides liability coverage when you are parked and using your travel trailer as a residence, typically seasonally or weeks at a time.

Full-Timer Coverage

This is a coverage very similar to a homeowners insurance policy. This option also covers you when you are parked and using your fifth-wheel as a residence for extended periods of time.

Stationary Travel Trailer Program

This option gives you extensive comprehensive contents coverage if you use your travel trailer as a seasonal or permanent residence.

If you are a “snowbird” or just traveling to enjoy the fall colors – Contact Insurance Advisors if you have any questions.

Source: Foremost Insurance Group