Don’t let your adventure be interrupted with worry. Your auto or homeowners policy may not adequately cover your travel trailer and surroundings. Lucky for you, your Insurance Advisors Agent can help you choose the right policy for your travel trailer, so you can go out and enjoy the outdoors while someone else takes care of the paperwork!
This is included with our travel trailer policies and is not automatically included in your typical auto insurance policy. This provides protection from just about any direct, sudden, and accidental loss including collision, fire, smoke, floods, landslides, hail, windstorms, animals, vandalism, low branches or overhangs, theft and lightning. Foremost also includes coverage for attached accessories including awnings, satellite dishes, and TV antennas. Some c overages are optional and subject to company approval.
Total Loss Replacement Coverage
This option can save you literally thousands of dollars when compared to typical auto policies which pay only the Actual Cash Value of your travel trailer at the time it’s destroyed. You are protected from the effects of depreciation if your new-model travel trailer is destroyed within its first five model years and you are the original owner.
Additionally your personal belongings are covered for replacement cost as well. Talk to your agent about details.
Emergency Expenses Coverage
Pays for lodging or travel home if your rig is damaged or destroyed by a covered loss more than 50 miles away from home.
Towing and Roadside Assistance
“TraveLine” eliminates the hassle of buying a separate towing plan. Towing, jump starts, roadside service etc. are just a toll-free phone call away.
Campsite/Vacation Liability Coverage
Provides liability coverage when you are parked and using your travel trailer as a residence, typically seasonally or weeks at a time.
This is a coverage very similar to a homeowners insurance policy. This option also covers you when you are parked and using your fifth-wheel as a residence for extended periods of time.
Stationary Travel Trailer Program
This option gives you extensive comprehensive contents coverage if you use your travel trailer as a seasonal or permanent residence.
If you are a “snowbird” or just traveling to enjoy the fall colors – Contact Insurance Advisors if you have any questions.
Source: Foremost Insurance Group